Get an instant AI-powered valuation, backed by live MLS comps, tax records, and neighborhood trends. Delivered in 30 seconds.
How it works
Step 01
We qualify you per government assumption guidelines and tell you exactly what you qualify for in the assumption world.
Step 02
We connect you with an assumable loan expert and a realtor we've personally trained to handle assumptions.
Step 03
Once you're under contract, we work with the buyer, seller, servicer, and all parties to facilitate a successful assumption transfer.
Step 04
You close at one of the lowest rates in modern mortgage history and walk in the front door of your new home.
Assumable mortgages, explained
An assumable mortgage lets you take over a seller's existing home loan. Same rate, same term, same monthly payment they signed years ago. Step into a 2 to 4% mortgage from the COVID era instead of a 6.76% rate today.
50 years of mortgage rates
US 30-year fixed average
Realtor® · The Assumable Guy
Born and raised in the Valley, specializing in Scottsdale, Arcadia, and Paradise Valley — with a reputation for finding assumable mortgages and off-market opportunities before they hit the MLS.
Yes. Whether you are relocating, upsizing, or preparing a listing, the same practice handles both sides with equal care.
Primary focus is the local markets on this site — neighborhoods we know street by street, with MLS access across the broader region.
Most inquiries get a same-day reply. Urgent showing or listing questions are prioritized immediately.
